A cover letter should cost almost nothing, and for most job seekers it does. Cover letter generator pricing ranges from free to $49 a month, and the tools that charge the most are usually selling a whole resume suite, not just letters, which means the price you pay depends on what else you need.
This guide compares the real prices, free and paid, across eight tools, so you know what a tailored letter costs before you pay. Every figure comes from the vendor pricing page or a published review of it, checked in late 2026, and every price should be confirmed at checkout, because these plans change often.
Quick jump
- Quick Answer. Cover Letter Generator Pricing in 30 Seconds
- What the Free Tier Actually Covers
- The Cheapest Good Setup
- Free vs Paid Letter Tools
- How to Polish a Letter in Five Minutes
- What a Cover Letter Should Cost in 2026
- Trial Traps to Avoid
- Cover Letter Pricing by Job Type
- How to Choose a Cover Letter Generator by Price
- Related Guides
- Frequently Asked Questions
- The Bottom Line
Quick Answer. Cover Letter Generator Pricing in 30 Seconds
If you want the answer before the detail, here it is. Rezi is the best value, with a free plan that writes unlimited letters and Pro at $29 a month or $149 lifetime. Cover Letter Copilot is the cheapest paid option, with a free plan covering one letter a day and paid plans from $6 a month. Grammarly Pro at $12 a month is the best polish, not a letter writer, and ChatGPT Plus at $20 a month is the best tailoring for the money.
Cover letter generator pricing rewards the buyer who checks the export. A tool that writes for free and charges at download is not free, and a tool that charges $29 a month for a whole resume suite is cheaper than a tool that charges $12 a month for letters alone, if you need the suite too. The rest of this guide shows you the real numbers.
The prices below were checked in late 2026 against vendor pages and published reviews. Confirm every figure at checkout, because plan names, prices and free allowances change often, and several of these tools sell short trials that renew into subscriptions.
| Tool | Free tier | Paid plans | Best value |
|---|---|---|---|
| Rezi | Unlimited letters, 3 downloads | Pro $29/mo or $149 lifetime | Best overall value |
| Cover Letter Copilot | 1 letter a day | From $6/mo | Cheapest paid letters |
| Kickresume | Limited | $24/mo, $54/3mo, $96/yr | Best matched design |
| Resume.io | TXT export only | $2.95 trial, then $29.95/4wk | Best guided builder |
| Teal | 2 letter credits | Teal+ $29 per 30 days | Best inside a tracker |
| Resume Worded | Partial free score | $49/mo, $99/qtr, $229/yr | Best feedback |
| Grammarly | 100 AI prompts a month | Pro $12/mo | Best polish |
| Zety | TXT only | $1.95 trial, then $25.95/4wk | Best matched sets |
What the Free Tier Actually Covers
The first thing to check is whether the free tier writes letters or just designs them. Rezi free writes unlimited letters, and only limits PDF downloads to three, which means you can draft and revise freely and only pay when you need more finished files. Cover Letter Copilot free gives you one letter a day, which is enough for a slow search. Grammarly free gives you 100 AI prompts a month, which covers the polish on many letters.
The second thing to check is the export. Resume.io free only exports as TXT, which no employer accepts, and Zety free is the same. A builder is only free if you can download a finished PDF without paying, and several tools here fail that test. FlowCV and Teal give you a real PDF for nothing, but they are resume tools, not letter tools, so the letter still needs a writer.
The third thing to check is the trial trap. Resume.io charges $2.95 for seven days, then $29.95 every four weeks, and Zety charges $1.95 for 14 days, then $25.95 every four weeks. Both renew automatically, and both bill every four weeks rather than monthly, which means 13 charges a year. If you use a trial builder, set a reminder to cancel on day six, or pick a tool with a real free tier instead.
Rezi
Rezi is the best value in this guide. Its free plan writes unlimited cover letters, and only caps PDF downloads at three, so you can draft and revise freely and only pay when you need more finished files. Pro costs $29 a month or $149 once for lifetime access, with a 30-day money-back guarantee, and it adds unlimited resumes, unlimited downloads, keyword targeting and the AI writer across the whole suite.
For a job seeker who needs letters and a resume, Pro at $29 a month is fair, and Lifetime at $149 once is the best value for a long search. The free tier alone covers a short search, which is more than any rival offers.
Cover Letter Copilot
Cover Letter Copilot is the cheapest paid option here. Its free plan covers one letter a day, and paid plans start from $6 a month, which is the lowest paid entry in this guide. It is purpose-built for cover letters, not a resume add-on, with templates, tone control and LinkedIn integration.
For a job seeker who already has a resume and only needs letters, $6 a month is excellent value. The free plan is usable for a slow search, and the paid plan is cheap enough to keep for the whole search without thinking about it.
Kickresume
Kickresume is the best pick when the letter needs to match your resume design, because it uses the same templates for both documents. Its free plan is limited, and Premium costs $24 a month, $54 every three months, or $96 a year. On the yearly plan it works out to $8 a month, which is the cheapest annual figure among the design-led tools here.
The price is fair for a matched set, but the AI writing is a Premium-only feature, so the free tier is templates only. Pay for Kickresume when the design matters, and use Rezi free when it does not.
Resume.io
Resume.io is the guided builder for a first cover letter, and its pricing is the trial trap to watch. The free plan only exports as TXT, a seven-day trial costs $2.95 and opens PDF downloads, then renews at $29.95 every four weeks unless you cancel. A quarterly plan costs $49.95 every three months.
The guided flow is the friendliest here for beginners, and the free ATS checker is genuinely useful. But the trial converts to a four-weekly subscription that bills 13 times a year, so set a reminder to cancel on day six, or pick Rezi free instead.
Teal
Teal writes cover letters inside a full job search workspace, and its pricing reflects that. The free plan includes two cover letter credits, and Teal+ costs $13 every seven days, $29 every 30 days, or $79 every 90 days, adding unlimited letters, unlimited AI bullets and summaries, and unlimited keyword matching.
The letter tool is one feature among many, so Teal+ makes sense when you want the tracker and the resume builder too. For letters alone, Rezi free or Cover Letter Copilot at $6 a month is cheaper, and the weekly plan costs about $56 a month if you forget it.
Resume Worded
Resume Worded is the most expensive letter tool here, and it charges for feedback, not drafting. Its free tier shows a partial score, and Pro costs $49 a month, $99 every three months, or $229 in one annual payment, which works out to about $19 a month. The letter review is line by line, with specific fixes, and the LinkedIn review is included.
The price is high for a letter tool, and its terms state that refunds are not available to first-time buyers. Pay for it when you want the most specific feedback in this guide, and test the free partial report first.
Grammarly
Grammarly is not a letter writer, and its pricing reflects that. The free plan gives you 100 AI prompts a month, and Pro costs $12 a month, adding full tone rewrites, clarity suggestions and plagiarism checks. It works inside your browser and documents, so you can polish a letter wherever you wrote it.
For a job seeker who already drafts letters with Rezi or ChatGPT, Grammarly Pro at $12 a month is the best final polish in this guide. It improves prose, not substance, so it cannot fix a letter that says nothing, but it catches the errors that cost interviews.
Zety
Zety is a guided builder that produces a resume and cover letter as a matched set, and its pricing is a trial like Resume.io. The free plan only exports as TXT, a 14-day trial costs $1.95, then renews at $25.95 every four weeks unless you cancel. Check the renewal terms at checkout, because the trial converts automatically.
The matched set looks professional, and the guided flow is easy to follow. But the trial converts to a four-weekly subscription, and the free export is not usable, so Rezi free is the better choice for a short search.
The Cheapest Good Setup
The cheapest good setup is free. Rezi free writes unlimited letters, Cover Letter Copilot free gives you one a day, and Grammarly free gives you 100 AI prompts a month for polish. For a short search, those three free tiers cover everything, and the only cost is your time.
If you pay for one tool, make it Cover Letter Copilot at $6 a month, for unlimited letters with no trial trap, or Rezi Pro at $29 a month, for letters plus a full resume builder. The pair costs $35 a month, and the free tiers cover most searches without either. Never pay for a trial builder without setting a cancel reminder, because the four-weekly billing is the most expensive mistake in this guide.
Free vs Paid Letter Tools
Free letter tools cover most job seekers. Rezi free writes unlimited letters, Cover Letter Copilot free gives you one a day, and Grammarly free gives you 100 AI prompts a month for polish. For a short search, those three free tiers cover everything, and the only cost is your time. A job seeker who pays for letters before testing the free tiers is paying for something they already have.
Paid letter tools earn their keep when you need volume or a suite. Cover Letter Copilot at $6 a month is the cheapest paid option, for unlimited letters with no trial trap. Rezi Pro at $29 a month is the best value for a suite, with unlimited resumes, letters and keyword targeting. ChatGPT Plus at $20 a month is the best tailoring, for a job seeker who wants three versions in three tones.
The middle ground is the one-time payment. Rezi Lifetime at $149 once covers letters and resumes forever, with no subscription to forget, and it is the best value for a long search. A one-time payment is the best choice when the search will run for months, because the cost is fixed and the renewal never comes.
Do not pay for a trial builder. Resume.io and Zety both sell trials that renew into four-weekly subscriptions, and a forgotten trial becomes a $29.95 or $25.95 charge every four weeks. Set a reminder to cancel on day six, or pick a tool with a real free tier, because the trial trap is the most expensive letter you will ever write.
How to Polish a Letter in Five Minutes
Minute one is for the read-aloud. Read the letter slowly, out loud, and mark every sentence that sounds wrong. A letter that sounds like you is a letter that gets read, and a letter that sounds like a template is a letter that gets ignored. The read-aloud catches what the eye misses.
Minute two is for the cut. Delete any sentence you would never say, shorten the long sentences, and cut the stock phrases. A letter under 300 words gets read, and a letter over 300 words gets skimmed, so the cut is the most valuable minute in the process.
Minute three is for the check. Verify the company name, the hiring manager name, the role title, and every number, one at a time. A single error in a name or a number can end an application, and the check takes sixty seconds.
Minute four is for Grammarly. Run the letter through the free tier, with 100 AI prompts a month, and fix the tone, clarity and grammar it flags. Grammarly improves prose, not substance, so it cannot fix a letter that says nothing, but it catches the small errors that cost interviews.
Minute five is for the send. Attach the letter with the resume, write a short message, and track the application, so you know what the interviewer read when the call comes. Five minutes of polish turns a draft into a letter, and a letter into an interview.
What a Cover Letter Should Cost in 2026
A cover letter should cost nothing for most job seekers, because Rezi free writes unlimited letters, Cover Letter Copilot free gives you one a day, and Grammarly free polishes with 100 AI prompts a month. For a short search, those three free tiers cover everything, and the only cost is your time, which is the cheapest price in this guide.
A tailored letter should cost $6 a month, with Cover Letter Copilot, for unlimited letters with no trial trap, or $29 a month, with Rezi Pro, for letters plus a full resume builder. The $6 plan suits a job seeker who already has a resume, and the $29 plan suits one who needs the suite, and the choice is about what else you need, not about the letters alone.
A polished letter should cost $12 a month, with Grammarly Pro, for the final check on tone, clarity and grammar, because a letter that is well-written but unpolished loses interviews to small errors. The polish is the last step, not the first, and it is worth paying for when the role matters, because the errors it catches are the ones that cost the most.
A letter should never cost $49 a month on its own, because Resume Worded Pro at $49 a month is a scoring and feedback tool, not a letter writer, and the price is for the whole resume and LinkedIn review, not for letters alone. Pay for it when you want the feedback, and use Rezi free when you only want the letter.
Trial Traps to Avoid
Resume.io charges $2.95 for seven days, then $29.95 every four weeks, and the trial converts automatically, which means 13 charges a year if you forget to cancel. The trial is the trap, because the $2.95 feels cheap and the $29.95 feels like a surprise, and the surprise arrives every four weeks until you notice it.
Zety charges $1.95 for 14 days, then $25.95 every four weeks, with the same automatic renewal, and the same 13 charges a year. The 14-day trial is longer, but the pattern is identical, and the fix is identical too, which is a reminder to cancel on day thirteen, or a choice to use a tool with a real free tier instead.
The fix is simple. Set a reminder to cancel on day six of any trial, or pick a tool with a real free tier, such as Rezi or Cover Letter Copilot, which do not need a trial at all. A forgotten trial is the most expensive letter you will ever write, and the reminder takes thirty seconds to set.
Check the renewal terms at checkout, before you pay, because the trial page often hides the renewal in small print. Read the line under the checkout button, note the renewal date and the amount, and set the reminder before you start the trial, because a reminder set after the trial is a reminder set too late.
Cover Letter Pricing by Job Type
Entry-level roles should cost nothing, because Rezi free writes unlimited letters, and a student or graduate should not pay for a tool that is free. A first job search needs letters, not a subscription, and the free tiers cover everything, so test them before you pay for anything, and spend the money on the interview prep instead.
Mid-career roles should cost $6 to $29 a month, because Cover Letter Copilot at $6 a month covers unlimited letters, and Rezi Pro at $29 a month covers letters plus a resume builder. The choice depends on whether you need the suite, and the price is fair for a search that will run for months, because the letters are only one part of the application.
Senior roles should cost $29 a month or more, because the letter matters more, the tailoring is deeper, and the feedback is worth paying for. Rezi Pro at $29 a month, or Resume Worded Pro at $49 a month for the line-by-line feedback, are both fair for a senior search, because one interview at a senior salary repays the subscription many times over.
Career changers should cost nothing to start, because Rezi free writes unlimited letters, and the letter is only one part of the switch. Spend the money on the courses and the projects that prove the new skill, and use the free letter tools until the search is serious, because the proof matters more than the polish.
How to Choose a Cover Letter Generator by Price
Step 1. Check the export before you check the price. A tool that writes for free and charges at download is not free. Rezi free writes unlimited letters with three PDF downloads, Cover Letter Copilot free gives you one letter a day, and Grammarly free polishes with 100 prompts a month. Start with the free tiers that actually export.
Step 2. Match the purchase to the job. A dedicated letter tool like Cover Letter Copilot at $6 a month suits a job seeker who already has a resume. A suite like Rezi Pro at $29 a month suits one who needs letters and a resume. A general assistant like ChatGPT Plus at $20 a month suits one who wants the best tailoring. Pay for the job, not the brand.
Step 3. Avoid the trial trap. Trial builders renew automatically and bill every four weeks, which means 13 charges a year. Set a reminder to cancel on day six of any trial, or pick a tool with a real free tier instead. A forgotten trial is the most expensive letter you will ever write.
Step 4. Cancel when the search ends. A cover letter tool is for searching, not for working. Cancel the moment you accept an offer, and restart only if the next search needs it.
Related Guides
- How to Build a Personal Brand for Job Hunting
- How to Make a Resume That Passes ATS
- How to Optimize Your LinkedIn Profile for Recruiters
Frequently Asked Questions
What is the cheapest AI cover letter generator?
Rezi is the cheapest good option, because its free plan writes unlimited letters and only limits PDF downloads to three. Cover Letter Copilot is the cheapest paid option, with paid plans from $6 a month. For a short search, the free tiers of Rezi, Cover Letter Copilot and Grammarly cover everything, and the cost is nothing. That is the value of cover letter generator pricing. A tool that fits the job beats a tool that promises everything.
Is it worth paying for a cover letter generator?
Pay only if you need more than the free tiers cover. Rezi free writes unlimited letters, so a short search needs no payment at all. Pay for Pro when you need unlimited downloads, a matched resume, or a whole suite, and pay for Cover Letter Copilot when you want a dedicated letter tool for $6 a month. Never pay for a trial builder without a cancel reminder. The test for any cover letter generator pricing is simple. Does it fix the step where your search breaks down?
Why do some cover letter generators charge $29 a month?
They charge for a whole resume suite, not just letters. Rezi Pro at $29 a month includes unlimited resumes, cover letters, keyword targeting and the AI writer, and Resume.io at $29.95 every four weeks includes a resume builder, a job board and a tracker. A dedicated letter tool like Cover Letter Copilot costs $6 a month, because it sells letters alone. The right pick among cover letter generator pricing is the one you will actually use every week, not the one with the longest feature list.
Do free cover letter generators really work?
Yes, and Rezi free is the proof. It writes unlimited letters tailored to your resume and the job description, and only limits PDF downloads to three. Cover Letter Copilot free gives you one letter a day, and ChatGPT free drafts as many as you need. The free tiers work, and the paid plans add downloads, design and workflow, not better writing.
What is the hidden cost of trial cover letter builders?
The hidden cost is the renewal. Resume.io charges $2.95 for seven days, then $29.95 every four weeks, and Zety charges $1.95 for 14 days, then $25.95 every four weeks. Both renew automatically, and both bill every four weeks, which means 13 charges a year. Set a reminder to cancel on day six, or pick a tool with a real free tier.
Can I write a cover letter for free?
Yes. Rezi free writes unlimited letters, Cover Letter Copilot free gives you one a day, and ChatGPT free drafts as many as you need. Grammarly free polishes with 100 AI prompts a month. For a short search, the free tiers cover everything, and the only cost is your time.
What is the best cover letter generator for a student?
Rezi is the best pick for a student, because its free plan writes unlimited letters and only limits PDF downloads to three. Cover Letter Copilot is the best dedicated tool, with one free letter a day. Both are free, and both are enough for a first job search, so test them before you pay for anything.
Is there a completely free cover letter generator?
Yes. Rezi free writes unlimited letters, Cover Letter Copilot free gives you one a day, and ChatGPT free drafts as many as you need. Grammarly free polishes with 100 AI prompts a month. For a short search, those free tiers cover everything, and the only cost is your time, so test them before you pay for anything.
Why do cover letter generators charge different prices?
They charge for different products. A dedicated letter tool like Cover Letter Copilot costs $6 a month, because it sells letters alone. A suite like Rezi Pro costs $29 a month, because it sells letters plus a resume builder and keyword targeting. A scoring tool like Resume Worded costs $49 a month, because it sells feedback, not drafting. The price reflects the product, not the letter.
How much should a cover letter cost in total?
Nothing for most job seekers, because Rezi free writes unlimited letters and Cover Letter Copilot free gives you one a day. A tailored letter should cost $6 a month with Cover Letter Copilot, or $29 a month with Rezi Pro for letters plus a resume builder. A letter should never cost $49 a month on its own, because that price buys a scoring tool, not a letter writer.
Do I need to pay for a cover letter if I already pay for a resume builder?
No, not usually, because most resume builders include a letter tool in the same plan. Rezi Pro, Kickresume Premium, Teal+, and Resume.io all include cover letters, so check what your existing plan covers before you pay for a second tool. A dedicated letter tool is only worth paying for when your resume builder does not include one. That is the value of cover letter generator pricing. A tool that fits the job beats a tool that promises everything.
The Bottom Line
Rezi is the best value, with a free plan that writes unlimited letters and Pro at $29 a month or $149 lifetime, and Cover Letter Copilot is the cheapest paid option, from $6 a month. Cover letter generator pricing rewards the buyer who checks the export, so start free, test two tools, and pay only for the one that fits your search. Start with the free tier, and let cover letter generator pricing prove itself on one real role before you pay.
A good letter costs nothing with the right free tier, and a tailored letter costs $6 a month with the right paid tool. Check the price at checkout, set a cancel reminder on any trial, and send only letters that sound like you. Used well, cover letter generator pricing saves hours every week, and the time saved is the real return on the price.